Newsnewshealthcareillegalimmigration

Thu Nov 20, 2014, 10:29 AM

If ahe had crossed illegaly from Mexico it would have been free

Family faces $1M medical bill for having a baby on vacation

Vacation can be expensive. So is having a baby. Therefore, having a baby while on vacation is unlikely to be a cheap adventure.

A Canadian couple can tell you all about that. Jennifer Huculak and her husband were vacationing in Hawaii in October of 2013 when she suddenly went into labor, CTV News reports. She was six months pregnant at the time, spent six weeks on bed rest in a Hawaiian hospital and had her daughter nine weeks early. After her baby spent two months in intensive care, Huculak and her husband were happy to take their healthy daughter home. They weren't so happy about the $950,000 medical bill, and they were especially unhappy that their insurance provider refused to cover it.

The dispute centers on whether Huculak had a pre-existing condition that would exclude her early labor costs from coverage. She bought a Blue Cross travel policy before going on vacation, but a letter from Blue Cross, quoted by CTV News, states: "Ms. Huculak was diagnosed and treated for a high-risk pregnancy in the six months prior to departure. As Ms. Huculak is currently hospitalized and being treated for this high-risk pregnancy, any expenses incurred are not eligible under the terms of your policy."

Huculak says her doctor cleared her to travel, and she denies that she had a high-risk pregnancy. Huculak had a bladder infection, but her doctor in Saskatchewan wrote Blue Cross saying it did not cause the early labor, CTV News reports.


http://finance.yahoo.com/news/family-faces-1m-medical-bill-184047328.html

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Reply If ahe had crossed illegaly from Mexico it would have been free (Original post)
rahtruelies Nov 2014 OP
frankt8242 Nov 2014 #1
Konservative Nov 2014 #2
High Elf Nov 2014 #6
Konservative Nov 2014 #9
Bo Diddley Nov 2014 #20
High Elf Nov 2014 #22
ol geezer Nov 2014 #3
frankt8242 Nov 2014 #4
His Daughter Nov 2014 #7
ol geezer Nov 2014 #10
His Daughter Nov 2014 #12
ol geezer Nov 2014 #14
His Daughter Nov 2014 #17
ol geezer Nov 2014 #18
His Daughter Nov 2014 #21
ol geezer Nov 2014 #23
His Daughter Nov 2014 #24
Floyd R. Turbo Nov 2014 #8
ol geezer Nov 2014 #11
Floyd R. Turbo Nov 2014 #15
His Daughter Nov 2014 #13
Floyd R. Turbo Nov 2014 #16
LuvPie Nov 2014 #25
Kelley Nov 2014 #27
EGTrise Nov 2014 #5
Badsamm Nov 2014 #19
MrSlayer666 Nov 2014 #26
OneLoudVoice Nov 2014 #28
Noumenon Nov 2014 #29

Response to rahtruelies (Original post)

Thu Nov 20, 2014, 10:46 AM

1. How does this become an anti immigration subject line...??

 

The woman is simply having a dispute with her insurance carrier...WTF...???

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Response to frankt8242 (Reply #1)

Thu Nov 20, 2014, 10:55 AM

2. It was a way of making a point.

 

How many illegals get free health care? Hospitals cannot refuse treatment to 'stabilize' an individual in an emergency situation. How many illegals have received this treatment they can't pay for? You can of course bring up the number of Americans that can't pay for it also but that won't work here. The OP deals with someone from another country receiving health care here.

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Response to Konservative (Reply #2)

Thu Nov 20, 2014, 11:42 AM

6. G.O.P. Unveils Immigration Plan:

“We Must Make America Somewhere No One Wants to Live”

WASHINGTON (The Borowitz Report)—Senate Majority Leader Mitch McConnell unveiled his party’s long-awaited plan on immigration on Wednesday, telling reporters, “We must make America somewhere no one wants to live.”

Appearing with House Speaker John Boehner, McConnell said that, in contrast to President Obama’s “Band-Aid fixes,” the Republican plan would address “the root cause of immigration, which is that the United States is, for the most part, habitable.”

“For years, immigrants have looked to America as a place where their standard of living was bound to improve,” McConnell said. “We’re going to change that.”

Boehner said that the Republicans’ plan would reduce or eliminate “immigration magnets,” such as the social safety net, public education, clean air, and drinkable water.
http://www.newyorker.com/humor/borowitz-report/republicans-unveil-immigration-plan

Is this sarcasm? Tell me plainly.

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Response to High Elf (Reply #6)

Thu Nov 20, 2014, 01:11 PM

9. No Elf, that is 'satire'. nt

 

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Response to High Elf (Reply #6)

Thu Nov 20, 2014, 03:44 PM

20. I thought your post was sarcasm

 

If the republicans want to make this a place where nobody wants to live, they are behind the curve. Liberals are already doing that.

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Response to Bo Diddley (Reply #20)

Thu Nov 20, 2014, 04:11 PM

22. Holy Shit, Batman, a clever repackaging of the old, "I'm rubber, you're glue" line

I never would have expected something so witty from you.

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Response to rahtruelies (Original post)

Thu Nov 20, 2014, 11:09 AM

3. If this had happened in Canada, there would not be a problem.

She would be covered. But because American, For-Profit Health Insurance is involved and she was a foreigner, they are stuck with the bill because Blue Cross/Blue Shield refused to pay up.
Canadians need to buy health insurance while they are in this country. But we USA'ns do not need to buy health insurance for when we are in their country. Something is very wrong with our country.
This is another reason we need Single Payer, universal Health Care in this country.
If she had been an USA'n in Canada, there would not have been a problem either.

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Response to ol geezer (Reply #3)

Thu Nov 20, 2014, 11:18 AM

4. X-actly !!

 

This is entirely an insurance co coverage situation, and the OP trying to make it an anti immigration issue was just plain foolish..!!..But then There's Ebola, Benghazi, Snowden, and a whole litany of anti Obama issues whirling around in their scrambled minds, so I guess we can give him a pass on this one..

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Response to ol geezer (Reply #3)

Thu Nov 20, 2014, 12:02 PM

7. Nonsense

Canada expects non citizens who use its health facilities to pay for the privilege. Had the circumstances been reversed (USA Citizens in Canada) they would have been billed too.

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Response to His Daughter (Reply #7)

Thu Nov 20, 2014, 01:14 PM

10. Partially billed... Maybe.

Our insurance works up there. Their version is not accepted down here. Why? because Canadians are more realistic about health care and costs, so it is cheaper. That is also why our health insurance companies don't want to deal with Canada's government in regard to health care costs, when their citizens come down here.
BC/BS and such, can get away with cost gouging Canadian citizens, the way things are now. If we honored their health care system, things would be so much easier and cheaper for all concerned, but that would effect the insurance companies bottom like in the wrong direction to suit the stock holders.

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Response to ol geezer (Reply #10)

Thu Nov 20, 2014, 01:18 PM

12. Fully billed for all charges

As an out of network provider, after my carrier paid what they do, I would be responsible for the rest. Know this from family experience.

The two systems cannot honor each other. The underpinnings are way too different.

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Response to His Daughter (Reply #12)

Thu Nov 20, 2014, 01:27 PM

14. Actually they can. It is just that we don't want to.

Single Payer is too hard on the profits.

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Response to ol geezer (Reply #14)

Thu Nov 20, 2014, 01:35 PM

17. Under no circumstances should we degrade the US medical system to the Canadian level

While the skills of the providers are up to par, the management approach being taken is limiting access to the point that it limits the lives of patients, not unlike the UK. France and Israel have similar coverage but a markedly better system.

I support universal healthcare in the US but do not want the fiasco of UK or CA systems.

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Response to His Daughter (Reply #17)

Thu Nov 20, 2014, 02:54 PM

18. Oh hog wash.

The Canadians love their health care system. They don't understand why we put up with our own death panel by bean counter system.

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Response to ol geezer (Reply #18)

Thu Nov 20, 2014, 04:09 PM

21. Which is why we see so many in this country

for routine procedure rather than waiting 6 months for an MRI or CT.

Their bean counters are much worse than those under the US system. They have so heavily rationed things like MRI and CT machines in and effort to optimize and lower cost it is unable to accommodate some patients in a timely manner. People die from that.

Like I said, Israel and France seem to be doing a much better job and getting the same thing done. UK and Canada need a serious rethink of how they are providing services but the increase in costs is more than the public would tolerate.

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Response to His Daughter (Reply #21)

Thu Nov 20, 2014, 04:24 PM

23. Canada does not have the population to support the MRI and CT machines that the US does.

Those are some expensive machines.
It is not so much rationed, as the machines here are closer, less travel is involved.

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Response to ol geezer (Reply #23)

Thu Nov 20, 2014, 05:04 PM

24. Its bad even their high density cities

Machines are fully scheduled weeks in advance with a small reserve for emergencies and popups. Once that reserve is exceeded, things get bad. Try to find someone to talk to who works for that system...they will educate you on the major shortfalls.

From the technical side, the Canadian providers are good, but the system is designed to minimize costs, and it is impacting lives.


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Response to ol geezer (Reply #3)

Thu Nov 20, 2014, 12:52 PM

8. Should one visiting Canada require medical attention, who pays the bill?

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Response to Floyd R. Turbo (Reply #8)

Thu Nov 20, 2014, 01:16 PM

11. The person's health insurance company.

We just don't honor their system because we can't charge them enough to suit us.

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Response to ol geezer (Reply #11)

Thu Nov 20, 2014, 01:33 PM

15. Only in certain situations. In many instances the facility or doctor will require payment upfront.

The person treated then must file a claim with their insurance provider for reimbursement. The amount recovered will not necessarily be equal to that paid but what the insurer would have paid had the insured been treated within the plan's network.

It's always best to purchase travel insurance when traveling out of the states.

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Response to Floyd R. Turbo (Reply #8)

Thu Nov 20, 2014, 01:20 PM

13. The patient

Their insurance company will pay it as an out of network provider and the patient is responsible for the rest.



That Canadian providers accept US insurance as payment in full and US hospitals do not accept Canadian insurance is a bad lie.

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Response to His Daughter (Reply #13)

Thu Nov 20, 2014, 01:35 PM

16. Right you are!

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Response to Floyd R. Turbo (Reply #8)

Thu Nov 20, 2014, 06:04 PM

25. Check your health insurance policy.

They're different. Some have worldwide coverage. Some have specific limits and conditions on worldwide coverage. It appears that her Canadian coverage didn't extend beyond their borders. I have no clue if or how the ACA addresses this matter. Would be interesting to find out.

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Response to ol geezer (Reply #3)

Fri Nov 21, 2014, 08:58 AM

27. Not Quite the Case

My dad was hospitalized in British Columbia for several days some years back. Bill also included a 60 mile ambulance. The BC health care system billed Dad's insurance plan for reimbursement. The insurance company paid the claim. Now whether BC authorities would have billed my old man if the insurance company did not pay up is another question.

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Response to rahtruelies (Original post)

Thu Nov 20, 2014, 11:29 AM

5. An excellent example of the RW Pretzel thought process.

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Response to rahtruelies (Original post)

Thu Nov 20, 2014, 03:25 PM

19. Great planning. Who goes to another country when you are 6 months into a high risk pregnancy?

She spent 6 weeks on bed rest in Hawaii. Wink wink.
I hope she is taxed too.

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Response to rahtruelies (Original post)

Fri Nov 21, 2014, 01:57 AM

26. Just tell them go pound sand.

As in "Fuck you, you'll get nothing and like it."

Bloodsucking pigs.

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Response to rahtruelies (Original post)

Mon Nov 24, 2014, 05:24 AM

28. Gee. I bet that happy couple is in a real big hurry to move to the US

I bet they just dream of a day when they can get out from under the terrible Canadian health care system and come experience our US system even more intimately, don't you?

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Response to rahtruelies (Original post)

Mon Nov 24, 2014, 07:48 AM

29. American Insurer takes money, weasels out of coverage.

No story there, that's just the American Way of doing business!

I can't even begin to LIST the number of fundraisers I've donated to for Americans screwed by their insurance.

But insurers have money, and money to conservatives is like the color of the jerseys on their favorite NFL team -- it just tells them who to root for regardless of the facts on the ground.

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