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Mon Dec 2, 2019, 05:47 PM

F-ing insurance and doctor's paperwork

I won't get into all the details, but my surgery was cancelled this morning due to some damned paperwork delay over the holiday. I am beyond livid. I was actually in the pre-op room in that horrific gown before they tole me to go home.

Apparently everything was in place for the temporary LED cathertizeration (so nothing wrong gets cut, it's tight in there) but not the actual colostomy reversal. Thank god they caught it, I could have been there with lightsticks jammed up my you know what with no primary surgeon. No one bothered to call me.

I just spent all weekend "prepping" for nothing.

Just spent all day making really angry calls. Hopefully will have this resolved by tomorrow. If not I'm switching insurance. At least right now that will only make for a three week delay.

Why in the hell can't I just buy health insurance like car or homeowners?

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9 replies	Author	Time	Post
F-ing insurance and doctor's paperwork (Original post)	Currentsitguy	Dec 2	OP
I'm so sorry to hear this.	Fireant16	Dec 2	#1
In general you can	def_con5	Dec 2	#2
in general he can't.	rampartb	Dec 2	#4
Actually I can during open enrollment	Currentsitguy	Dec 3	#5
open enrollment is now	rampartb	Dec 3	#6
Yes. That's about it	Currentsitguy	Dec 3	#7
and btw, hope this turns out ok	rampartb	Dec 3	#8
Here's the bottom line	Currentsitguy	Dec 3	#9
OMG !.......What a gigantic F up !	Grumpy Pickle	Dec 2	#3

Response to Currentsitguy (Original post)

Mon Dec 2, 2019, 06:01 PM

Fireant16 (2,233 posts)

1. I'm so sorry to hear this.

I don't want to get revved up by telling you my horrific experience
in June. I'm still not over it. I hope your resolution comes tomorrow.
Good luck.

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Response to Currentsitguy (Original post)

Mon Dec 2, 2019, 06:30 PM

def_con5 (13,142 posts)

2. In general you can

You can still buy private insurance (Not Obamacare).

https://help.ihealthagents.com/hc/en-us/articles/225191367-How-Do-I-Buy-Private-Health-Plans-Outside-the-Marketplace-

You lose the subsidy.

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Response to def_con5 (Reply #2)

Mon Dec 2, 2019, 09:07 PM

rampartb (18,912 posts)

4. in general he can't.

pre existing condition.

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Response to rampartb (Reply #4)

Tue Dec 3, 2019, 08:35 AM

Currentsitguy (21,879 posts)

5. Actually I can during open enrollment

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Response to Currentsitguy (Reply #5)

Tue Dec 3, 2019, 09:12 AM

rampartb (18,912 posts)

6. open enrollment is now

new carrier becomes effective 1 jan. (your own system may vary, but most of the big ones)

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Response to rampartb (Reply #6)

Tue Dec 3, 2019, 09:20 AM

Currentsitguy (21,879 posts)

7. Yes. That's about it

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Response to Currentsitguy (Reply #7)

Tue Dec 3, 2019, 09:33 AM

rampartb (18,912 posts)

8. and btw, hope this turns out ok

this is obviously medically necessary and obviously should be covered by every insurance company worthy of the name

my guess, some scumbag at the company wants to put off the expense until after the annual report.

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Response to rampartb (Reply #8)

Tue Dec 3, 2019, 10:07 AM

Currentsitguy (21,879 posts)

9. Here's the bottom line

When this originally arose we bought what we had to to keep me alive. It was never intended to be permanent, just a stopgap measure to get us through. We knew it was shitty at the time, but it is what it is. Now that we are in the enrollment period, we have a few new options. There isn't a lot of choice here, but at least there are a few.

It will mean pushing this back a few weeks, but I can live with that so long as I know there is light at the end of the tunnel.

Being self employed seriously limits your options.

Republican or Democrat really does not matter, government really does not like the small or individual entrepreneur. They throw so many roadblocks in the way it's ridiculous.

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Response to Currentsitguy (Original post)

Mon Dec 2, 2019, 08:37 PM

Grumpy Pickle (29,633 posts)